Personal Finance App

Your finances,
finally in focus.

โ€” Wealth is a direction, not a destination.

Track expenses, income, budgets, savings goals, bills, and net worth. All in one beautifully designed cross-platform app.

Net Balance
$4,820.00
Budgets
Groceries
Transport
Dining
82
Health Score ยท Good
160+
Currencies Supported
15+
App Screens
5
Health Score Pillars
GDPR
Privacy Compliant

Complete financial
visibility & control.

From daily expense tracking to long-term savings goals, Monivra gives you the full picture of your financial life.

๐Ÿ“Š

Dashboard & Spending Insights

Real-time summary of income, expenses, and balance. Automatic contextual insights โ€” spending trends, biggest category changes, end-of-month projections, and savings rate alerts.

๐Ÿ’ธ

Expense & Income Tracking

Add expenses with category, store autocomplete, payment card selector, and optional receipt photo. Log income by category with recurring income support.

๐ŸŽฏ

Budgets & Savings Goals

Set monthly category budgets and navigate up to 12 months back. Create savings goals with emoji, target amounts, and progress bars. One-tap copy from last month.

๐Ÿ””

Budget Notifications

Push notifications and in-app banners when you hit 80% of a budget (amber warning) or exceed it (red alert). Quick shortcut to view your budgets from any alert.

๐Ÿ“‹

Bills & Subscriptions

Track recurring bills โ€” Netflix, rent, utilities โ€” with weekly, monthly, or yearly cycles. Colour-coded due-date badges. Dashboard widget for bills due in the next 7 days.

๐Ÿฆ

Net Worth Tracker

Track assets and liabilities side by side. Log cash, investments, property, loans, and credit cards. Visualise total net worth over time.

๐Ÿงพ

Receipt Management

Attach receipt photos from camera or photo library to any expense. Browse receipt history and view full-screen receipts with transaction metadata.

๐ŸŒ

Multi-Currency Support

Enter expenses in any of 160+ currencies. Live exchange rates convert to your base currency automatically. Original amounts and currency codes preserved as an audit trail.

๐Ÿ”

Recurring Transactions

Dedicated screen for all recurring templates. Log, edit, or stop recurring income and expenses in one place. Monthly income and expense summaries included.

82 Good
Savings Rate
25/30
Budget Adherence
18/25
Spending Trend
17/20
Goals Progress
10/15
Subscription Load
8/10

Know exactly
where you stand.

A composite 0โ€“100 score built from five financial pillars โ€” not a guess, a data-driven reflection of your actual habits.

Excellent 85โ€“100
Good 70โ€“84
Fair 50โ€“69
Needs Work 30โ€“49
Critical 0โ€“29

Understand your
spending patterns.

Deep insights powered by server-side Supabase RPCs. Visualise any time period, compare months, and export your data.

  • ๐Ÿ“…

    Flexible Period Selection

    This Month, Last Month, Last 3 Months, This Year, or any custom date range.

  • ๐Ÿช

    Top Stores Leaderboard

    See exactly where your money goes by store, with category breakdowns and progress bars.

  • ๐Ÿ›’

    Grocery Inflation Report

    Track how individual item prices from scanned receipts change over time. Split any date range into two periods and compare averages.

  • ๐Ÿ“ค

    CSV Export

    Export filtered transactions or inflation reports as CSV files for external analysis.

Monthly Spending โ€” Last 6 Months
Feb Mar Apr May Jun Jul

Built with your
privacy first.

Your financial data is sensitive. Monivra is built with security and compliance at every layer.

๐Ÿ”’

Biometric Authentication

Face ID and Touch ID gate on every app open, on both iOS and Android. Toggle on or off from Settings.

๐Ÿ›ก๏ธ

Row-Level Security

Every database table is protected with Supabase Row-Level Security policies. Your data is only ever accessible by you.

๐Ÿ”

OTP Email Verification

8-digit OTP verification on signup via Supabase Auth. Password reset via secure email flow.

โš–๏ธ

GDPR & CCPA Compliant

Full privacy centre in the app โ€” export your data as JSON, request deletion, view your rights, and manage consent.

๐Ÿ—‘๏ธ

Right to Erasure

Delete your account and all associated data permanently via a two-step confirmation flow. No data retained after deletion.

๐Ÿ“

Session Logging

Every login and logout is recorded with IP address and location. Review your session history any time from Settings.

Start tracking your
financial future today.

Free to download. No subscriptions. Your data, your control.